Khula was established as an independent agency of the DTI to facilitate access to credit (loans) for SMMEs through various agencies. These agencies include commercial banks, Retail Financial Intermediaries and micro-credit outlets. In other words, Khula lends money to these agencies to enable them to lend to SMMEs. A list of Retail Financial Intermediaries can be found on the Khula website: www.khula.org.za. A summary of Khula products can also be viewed on this website. Contact details for Khula are as follows:

Website: www.khula.org.za

Free helpline telephone number: 0800 11 88 15. You can also call them on 012 748 9600.